TRADITIONAL FINANCING
Term Loans
Term Loans are the traditional workhorse of business financing. You receive a lump sum of capital and repay it over a set period with fixed monthly payments. This predictability makes budgeting easy and allows you to plan for growth with confidence. Our network includes banks, credit unions, online lenders, and SBA-approved lenders to ensure you get the best rates and terms for your situation.
Loan Details
- Loan Amount
$50,000 – $5,000,000
- Terms
1-10 years
- Rates
Starting at 7%
- Funding Speed
Key Features
- Up to $5M in funding
- 1-10 year repayment terms
- Fixed monthly payments
- Competitive interest rates
- No prepayment penalties (most programs)
- SBA loan options available
Benefits
- Predictable payment schedule
- Build business credit
- Lower rates than alternative financing
- Longer repayment terms
- Large funding amounts available
- Use for any business purpose
Requirements
- 2+ years in business
- 650+ credit score
- $250,000+ annual revenue
- Profitable operations (or clear path to profitability)
- Business and personal tax returns
- Financial statements
Ideal For
- Established businesses
- Equipment purchases
- Business expansion
- Debt consolidation
- Working capital for growth
Frequently Asked Questions
Common questions about Term Loans
What's the difference between a term loan and an SBA loan?
SBA loans are term loans partially guaranteed by the Small Business Administration, which allows lenders to offer better rates and terms. They have more requirements but often provide the best value for qualified borrowers.
Can I pay off my term loan early?
Most of our term loan programs have no prepayment penalties, allowing you to pay off your loan early and save on interest. We’ll confirm this before you commit to any loan.
How long does approval take?
Traditional bank term loans take 2-4 weeks. Online lenders can approve and fund in as little as 3-7 business days. SBA loans typically take 30-60 days.
Ready to Get Started?
Our team is ready to help you secure the commercial real estate financing your business needs. Apply now or speak with a funding specialist.
Explore Other Products
REAL ESTATE
Purchase, refinance, or construction loans for office, retail, industrial, and multifamily properties.
FAST FUNDING
Revolving credit line for ongoing working capital needs. Draw and repay as needed.
TRADITIONAL FINANCING
Fast working capital based on your daily credit card sales. No collateral required.
